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The fees are payable as part of the minimum payment required under those Credit Card Terms and Conditions/Conditions of Use.

All fees are debited to your credit card account under the Credit Card Terms and Conditions/Conditions of Use for the account. We will notify you of changes as required under the Credit Card Terms and Conditions for personal credit card accounts, or the Conditions of Use for business credit card accounts. This Monthly Fee will, subject to the Flex Card Terms and Conditions, be waived if you pay off the Closing Balance shown on your previous statement by the payment due date shown on your statement.įees stated are current as at, but may change from time to time. The Monthly Fee is charged to your Flex Card Account each month and once it is charged it forms part of your balance. ^Monthly fee waiver: Flex Card has a flat Monthly Fee. To qualify, you must meet the spend criteria on eligible purchases ($5,000 or more for a Low Fee card) in each 12-month period, starting from the Card Fee date. *Low Fee annual card fee waiver: $0 card fee is available for the first year and every year afterwards when you apply and are approved for a new ‘Low Fee’ credit card. Receive a cash substitute from a Merchant (e.g. Cash advance feeĬash advances/ Withdrawals Fee Transactions treated as Cash Advances include transactions where you use your card account to: Withdraw cash through an ATM or at a financial institution, or We charge a 3% Foreign Transaction Fee as a percentage of the Australian dollar value of any Foreign Transaction (includes transactions in a foreign currency, or in any currency with a merchant or processing entity located outside Australia).įoreign Transaction Fees do not apply to the Westpac Lite Card and the Flex Card. $295 ($75 annual Rewards Program fee applies for Altitude Qantas and Velocity programs) $175 ($75 annual Rewards Program fee applies for Altitude Qantas and Velocity programs)Īltitude Black Card (Altitude Rewards, Altitude Qantas, Altitude Velocity) Altitude Platinum Card (Altitude Rewards, Altitude Qantas, Altitude Velocity)